When should we start a family?

[Ladybug]

You have time and having the debt paid down will ease family tensions and make it optional to stay at home. You can do mommy and me classes, get a sitter, have more financial options. I idealized having kids and didn't love my job. In retrospect I limited some of our options, for myself and my children, by rushing into it.

That said, everyone is on their own journey and will find a way to make things work. Some ways are more stressful, but you still get to the finish line. Some people do things perfectly, but are still never deeply happy and disappointed after following the right formula.

If you can compromise, work another year or two and then through pregnancy, that's usually a good place to start. Aim for the middle, and then just a little further.

[Thirteen]

Now...? I can haz now?


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[MrsK]

Now...? I can haz now?


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[wiva]

I can only tell you my experience, but your decision is up to you. I had my son when I was 19 and in college and suddenly single. I had no money and a lot of stress. There was a lot that I couldn't do (I was also working and in school).

My son is now 10, I'm married, and DH is in his 2nd year of residency. He wanted to wait until the baby would be born in 3rd year because his schedule will be better and he wanted to be able to be there more to spend time with his kids (which is another consideration you should think about- how much of a role does your DH want?). We have money and time and won't be stressed about finances. We waited until we paid off most of our debt, and are currently TTC and it feels great to know that we won't have those stressors, that I can just buy the baby things I want, take time off work without sweating it, and won't have to change our lifestyle that much.