So, I'm not the greatest at budgeting/keeping finances in check, but everything is paid every month and the credit card is paid off every month. Started with a $500 limit. Not a problem to pay off. Earned points. Worked fine. Now at $750. Used mostly for gas/groceries, and some fun. Still works out fine. I just checked the account because I get daily emails with the balance and it was $733 this morning. Checked to see what else was pending and to make sure we weren't going to go over.
Umm...the limit is now $2,500.
Can I ask them to lower it without hurting my credit (anymore than it is already hurt)? Or do I just need to make it a point to stop using it when I see it's at our financial limit? Ugh!
Umm...the limit is now $2,500.
Can I ask them to lower it without hurting my credit (anymore than it is already hurt)? Or do I just need to make it a point to stop using it when I see it's at our financial limit? Ugh!
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