Does anyone know what is REALLY necessary? This is what we've always had but we just got our renewal and the rates keep going up, no idea why we haven't had a ticket in over 2 years. But I'm wondering if we have to much coverage, our cars are owned so we're not required to have anything more then the state minimums.
Liability To Others
Bodily Injury Liability/ Property Damage Liability Limits
$100,000 each person/$300,000 each accident $100,000 each accident
Personal Injury Protection $15,000
.................................................. .................................................. .................................................. .......................
Uninsured/Underinsured Motorist $100,000 each person/$300,000 each accident
.................................................. .................................................. .................................................. .......................
Uninsured Motorist Property Damage $25,000 each accident (D)$200/$300 hit & run
.................................................. .................................................. .................................................. .......................
Comprehensive Actual Cash Value (D)$500
.................................................. .................................................. .................................................. .......................
Collision Actual Cash Value (D)$500
Bodily Injury Liability/ Property Damage Liability Limits
$100,000 each person/$300,000 each accident $100,000 each accident
Personal Injury Protection $15,000
.................................................. .................................................. .................................................. .......................
Uninsured/Underinsured Motorist $100,000 each person/$300,000 each accident
.................................................. .................................................. .................................................. .......................
Uninsured Motorist Property Damage $25,000 each accident (D)$200/$300 hit & run
.................................................. .................................................. .................................................. .......................
Comprehensive Actual Cash Value (D)$500
.................................................. .................................................. .................................................. .......................
Collision Actual Cash Value (D)$500
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