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Okay so there may or may not be a light at the end of the tunnel. Maybe it's an oncoming train, and maybe it's the sunlight, and maybe it's partly cloudy.
All that light there at the end of the tunnel isn't reaching me here at the beginning of the tunnel. Here it is dark and damp and it smells pretty bad too. You have to hoard hospital pudding for desset night. (j/K) We are doing okay, I guess, I mean we have a nice house and everything like that is fine, but these stupid emergency expenses are killing me.
If it isn't one thing it's another. Right now it's car repairs.
Well, so we add that to our ever growing credit card debt. In July, when we reach PGY-2 status, we will get a raise ($200 a month ish). Holy Crap, did I just survive intern year?! Now comes the much more difficult PGY-2 year or so I hear.
Anyway, in order to pull through and crawl our way, half-mangled through the tunnel, we were thinking of the Sun Trust Physician loan. Kris, I think you mentioned it before? Does anyone have good or bad experiences with this. They have an interst only option which looks very appealing right now. I'd like to pay off our credit cars and pay what I can on this loan.
We do not have enough in home equity or anything of the sort for much better options. I am sick to death of calling the credit card companies to get lower rates, and switching, and balance transfers.
I know we will have to avoid the trap of putting more expenses on the credit cards after they are paid.
Ahhh, to sit on a big floating money cushion and not live month to month. You think by the time I'm 50?
Wasn't I just the one saying things aren't so bleak? Like Kelly said, I guess I have to believe that the light is there.
All that light there at the end of the tunnel isn't reaching me here at the beginning of the tunnel. Here it is dark and damp and it smells pretty bad too. You have to hoard hospital pudding for desset night. (j/K) We are doing okay, I guess, I mean we have a nice house and everything like that is fine, but these stupid emergency expenses are killing me.
If it isn't one thing it's another. Right now it's car repairs.
Well, so we add that to our ever growing credit card debt. In July, when we reach PGY-2 status, we will get a raise ($200 a month ish). Holy Crap, did I just survive intern year?! Now comes the much more difficult PGY-2 year or so I hear.
Anyway, in order to pull through and crawl our way, half-mangled through the tunnel, we were thinking of the Sun Trust Physician loan. Kris, I think you mentioned it before? Does anyone have good or bad experiences with this. They have an interst only option which looks very appealing right now. I'd like to pay off our credit cars and pay what I can on this loan.
We do not have enough in home equity or anything of the sort for much better options. I am sick to death of calling the credit card companies to get lower rates, and switching, and balance transfers.
I know we will have to avoid the trap of putting more expenses on the credit cards after they are paid.
Ahhh, to sit on a big floating money cushion and not live month to month. You think by the time I'm 50?
Wasn't I just the one saying things aren't so bleak? Like Kelly said, I guess I have to believe that the light is there.
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