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Congrats Wildfin! It must be a big relief to have that off your mind! 
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Event coordinator, wife and therapist to a peds attending
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Yay for you! I'm glad it worked out. It's so good that you're on top of it. Our notices came to my husband's email spam box, so we were late in making our decision and now we're in forbearance (interest capitalized; paying interest on interest and principal every month).
My suggestion to everyone just starting this process: write on a calendar when your next deferrment is due so you don't have to wait for the notice to come. I wish I had done that this year, but I had a baby and my organizational skills went down the drain. I'm getting better now that I'm reaping the consequences.
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