my delima...need advice

[rainbabies]

[DCJenn]

Put it in a savings account or buy a savings bond. She'd be incredibly hurt if you didn't do something with it (if she's anything like either of my grandmothers) and this way you can NOT spend it, but do something positive for your kids. and that 100 bucks in an ingdirect savings account will earn 3.75%. Not a ton but more than most banks pay!

Jenn

I agree with Annie -- make your Nana happy and put it in savings or do something special with your kids you can tell her about.

[SueC]

Yeah, I agree with the others. That is a tough one, but she probably would be hurt if you didn't accept the gift. She sounds like a very sweet lady, btw!

I know when I was on a super tight budget...just before the tight budget I feel we will forever live in...I still gave money and gifts to people that I wanted to help out. I know that it gave me more joy to give it to them than using it on myself could ever have given. I think it would be appropriate to do something special with it and to write her a note telling her how you are using the money and how special it is that she gave it to you. I might also include artwork from the kiddos. I guarantee that to her that $100 was well-spent.

[Meenah]

I agree with keep it and let her know what you did with it. You could send her a $50 American Express gift card for Valentine's and another for Easter!!!
Luanne

Hello,

When my grandmother does this kind of thing, we ALWAYS GIVE IT BACK TO HER. ALWAYS. My mother usually collects the money back and gets one big money order for our grandmother for her Birthday! She is so clueless...we often times give her the money back PLUS match what she gave us!

I would give it back especially if you know she cannot afford it. But be discrete!